Reports

Will Employers Drop, Keep, or Add Health Insurance in 2014?

November 1, 2012

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Joseph W. Thompson, MD, MPH
President & CEO
501-526-2244
achi@achi.net

 

A question on the minds of many U.S. and Arkansas businesses—which are currently providing health insurance to employees—is whether to drop this benefit after 2014 or to keep it? For small businesses not currently providing health insurance to their employees, the question is whether to start providing health insurance by using the new health benefits exchanges. This is an extremely important issue for not only employers but also employees, who will have to find their own insurance if it is not provided through an employer.

Key takeaways

These studies—along with the real-world experience of how employers reacted in Massachusetts when similar new health laws were enacted in 2006—suggest that the overall availability of employer-sponsored insurance is not likely to change much after 2014.